Authorization I authorize the St. Louis Residences, LLC to: (a) I understand that I am under no obligalion to use any or lite presenters at this workshop (b)Obtain a copy of the HUD-1 Settlement Statement, or Closing Disclosure when I purchase a home, from the lender who made me/us a loan and/or the title company that closed the loan. (c)"I" Understand that workshop is free of charge. "I/We understand that any Intentional or negligent representation(s) of the information contained on this form may result in civil liability under the provision of Title 18. United State Code, Section 1001." ACCEPT